This privacy policy sets out how “Exponential Growth Systems”
uses and protects any information that you give “Exponential Growth Systems”
when you use this website. “Exponential Growth Systems” is committed to
ensuring that your privacy is protected. Should we ask you to provide certain
information by which you can be identified when using this website, then you
can be assured that it will only be used in accordance with this privacy
statement. “Exponential Growth Systems” may change this policy from time to
time by updating this page. You should check this page from time to time to ensure
that you are happy with any changes. This policy is effective from 4/11/2023
GDPR Compliance:
This Site is intended solely for individuals residing
outside of the territory of the European Union. By accessing and using this
Site, you hereby agree and represent either (i) you are not a resident of the
European Union, or (ii) if you are a resident of the European Union, that you
hereby provide express consent to any personal information which may be
collected from you by this Site, including, but not limited to, first name,
last name, email address, phone number, physical address, IP address, and
social media accounts and information. In no event shall any user cause this
Site to collect personal information of any individual residing in the European
Union without first obtaining the express consent of such individual.
TCPA & Registration Terms:
If you choose to register on our website you hereby consent
to receive auto-dialed and/or pre-recorded telemarketing calls and/or text
messages on provided number from or on behalf of Exponential Growth Systems or
its participating lenders or affiliates; from the following telephone number:
(513) 540-2860
, or from other numbers related
to or affiliated with the company, which may use an automatic telephone dialing
system, an artificial or prerecorded voice or text message.
Standard message and data rates may apply.
You acknowledge that you may receive
emails or communications with mortgage-related information. You also certify
that the provided number is your actual cell phone number and not that of
anyone else. Furthermore, if your cell phone number changes, we ask for prompt
notice of the new number.
Terms & Conditions:
By accessing this website, you are agreeing to the terms
of use.
For Everyone, Especially Our Canadian Friends:
(CASL) If you wish to register on this website you are
giving expressed consent for us to email, call, and text message you. If you do
not wish for this type of communication please do not register.
What we collect:
We collect all information from our sign-up process. This
information is disclosed during the sign-up process and can include name,
email, city, state, gender, birthday, picture, website, and IP location.
What we do with the information:
We use this information to pass along to an agent to help
you find a property. You will be contacted by email, text, or phone using this
information. Upon registration, your information will be shared with our
supporting lender.
Internal record keeping:
We may use the information to improve our products and
services. We may periodically send promotional emails about new products,
special offers, or other information which we think you may find interesting
using the email address which you have provided. From time to time, we may also
use your information to contact you for market research purposes. We may
contact you by email, phone, fax, or mail. We may use the information to
customize the website according to your interests. We may provide your
information to our third-party partners for marketing or promotional purposes.
We will never sell your information.
Security:
We are committed to ensuring that your information is
secure. In order to prevent unauthorized access or disclosure, we have put in
place suitable physical, electronic, and managerial procedures to safeguard and
secure the information we collect online.
How we use cookies:
A cookie is a small file that asks permission to be placed
on your computer's hard drive. Once you agree, the file is added and the cookie
helps analyze web traffic or lets you know when you visit a particular site.
Cookies allow web applications to respond to you as an individual. The web
application can tailor its operations to your needs, likes, and dislikes by
gathering and remembering information about your preferences. We use traffic
log cookies to identify which pages are being used. This helps us analyze data
about web page traffic and improve our website in order to tailor it to
customer needs. We only use this information for statistical analysis purposes
and then the data is removed from the system. Overall, cookies help us provide
you with a better website, by enabling us to monitor which pages you find
useful and which you do not. A cookie in no way gives us access to your
computer or any information about you, other than the data you choose to share
with us. You can choose to accept or decline cookies. Most web browsers
automatically accept cookies, but you can usually modify your browser setting
to decline cookies if you prefer. This may prevent you from taking full
advantage of the website.
Links to other websites:
Our website may contain links to enable you to visit other
websites of interest easily. However, once you have used these links to leave
our site, you should note that we do not have any control over that other
website. Therefore, we cannot be responsible for the protection and privacy of
any information which you provide whilst visiting such sites and such sites are
not governed by this privacy statement. You should exercise caution and look at
the privacy statement applicable to the website in question.
Controlling your personal information:
If you wish to opt-out of contact you can click on the
unsubscribe link at the bottom of any email correspondence. If you wish to
opt-out of phone calls please email support@exponentialgrowthsystems.com.
California Consumer Privacy Policy Compliance:
We adopt this section to comply with the California Consumer
Privacy Act of 2018 (CCPA) and any terms defined in the CCPA have the same
meaning when used in this section.
Collection of Personal Information:
We collect information that identifies, relates to,
describes, references is reasonably capable of being associated with, or could
reasonably be linked, directly or indirectly, with a particular consumer,
household, or device (“personal information”). However, personal information
does not include publicly available information from government records or
de-identified or aggregated consumer information.
In particular, within the last twelve months we have
collected the following categories of personal information: (a) identifiers;
(b) personal information categories listed in the California Customer Records
statute; (c) commercial information; (d) internet or other similar network
activity; and (e) inferences drawn from other personal information. We gather
these categories of personal information directly from you when you register to
use our services and indirectly from you as you interact with our website.
However, please note, that you may visit our website anonymously.
Use of Personal Information:
We may use or disclose the personal information we collect
for one or more of the following purposes:
We will not collect additional categories of personal
information or use the personal information we collected for materially
different, unrelated, or incompatible purposes without providing you notice.
Sharing Personal Information:
We may disclose your personal information to a third party
for business purposes. When we disclose personal information for a business
purpose, we enter a contract that describes the purpose and requires the
recipient to both keep that personal information confidential and not use it
for any purpose except performing the contact. The CCPA prohibits third parties
who receive your personal information from reselling it unless you have
received explicit notice and an opportunity to opt-out of the sale of your
personal information. We share your personal information only with service
providers.
In the preceding twelve months, we have disclosed the
following categories of personal information for a business purpose: (a)
identifiers; (b) California Customer records personal information (as described
above); (c) commercial information; (d) internet or other similar network
activity; and (e) inferences drawn from other personal information. The only
category of third parties with whom we share your personal information is
service providers.
Sale of personal information:
In the preceding twelve months, we have not sold personal
information.
Your Rights and Choices:
The CCPA provides consumers who are California residents
with specific rights regarding their personal information. This section
describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights:
You have the right to request that we disclose certain
information to you about our collection and use of your personal information
over the past twelve months. Once we receive and confirm your verifiable
consumer request, we will disclose to you: (a) the categories of personal information
we collected about you; (b) the categories of sources of the personal
information we collected about you; (c) our business or commercial purpose for
collecting or disclosing your personal information; (d) the categories of third
parties with whom we share your personal information; (e) the specific pieces
of personal information we collected about you (this is also called a data
portability request); (f) if we disclosed your personal information for a
business purpose we will provide the personal information categories that each
recipient received.
Deletion Request Rights:
You have the right to request that we delete any of your
personal information that we collected from you and retained, subject to
certain exceptions. Once we have received and confirmed your verifiable
request, we will delete, and direct our service providers to delete, your
personal information from our records, unless an exception applies.
We may deny your request if retaining the information is
necessary for us or our service providers to: (1) complete the transaction for
which we collected the personal information, provide a good or service that you
requested, take actions reasonably anticipated within the context of our
ongoing business relationship with you, fulfill the terms of the written
warranty or product recall conducted in accordance with federal law, or
otherwise perform our contract with you; (2) detect security incidents, protect
against malicious, deceptive, fraudulent, or illegal activity, or prosecute
those responsible for such activities; (3) debug products to identify and
repair errors that impair existing intended functionality; (4) exercise free
speech, ensure the right of another consumer to exercise their free speech
rights, or exercise another right provided for by law; (5) comply with the
California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et.
seq.); (6) Engage in public or peer-reviewed scientific, historical or
statistical research in the public interest that adheres to all other applicable
ethics and privacy laws, when the information’s deletion may likely render
impossible or seriously impair the research’s achievement, if you previously
provided informed consent; (7) enable solely internal uses that are reasonably
aligned with consumer expectations based on your relationship with us; (8)
comply with a legal obligation; or (9) make other internal and lawful uses of
that information that are compatible with the context in which you provided it.
Exercising Access, Data Portability, and Deletion Rights:
To exercise the access, data portability, and deletion
rights described above, please submit a verifiable consumer request to us by
either calling us at
(513) 540-2860
or
e-mailing us at suport@exponentialgrowthsystems.com. Only you, or someone
legally authorized to act on your behalf, may make a verifiable consumer
request related to your personal information. You may also make a verifiable
consumer request on behalf of your minor child. To designate an authorized
agent, please submit proof of authorization with the verifiable request.
You may only make a verifiable consumer request for access
or data portability twice within a 12-month period. The verifiable consumer
request must provide sufficient information that allows us to reasonably verify
you are the person about whom we collected personal information or an
authorized representative and describe your request with sufficient detail that
allows us to properly understand, evaluate and respond to it. We cannot respond
to your request or provide you with personal information if we cannot verify
your identity or the authority to make the request and confirm the personal
information relates to you. We will only use any personal information provided
in a verifiable consumer request to verify the requestor’s identity or
authority to make the request. Making a verifiable request does not require you
to create an account with us. We will never provide your social security
number, credit card numbers, or any other sensitive personal information
pursuant to a request under the CCPA, rather we will treat any such requests as
requests to delete.
Response Timing and Format:
We use our best efforts to respond to verifiable consumer
requests within forty-five days of its receipt. If we require more time, up to
ninety days, we will inform you of the reason and the extension period in
writing. We will deliver our written response by mail or electronically, at
your option.
Any disclosure we provide will only cover the twelve-month
period preceding the receipt of a verifiable consumer request. The response we
provide will also explain the reasons we cannot comply with a request, if
applicable. For data portability requests, we will select a format to provide
your personal information that is readily useable and should allow you to
transmit the information from one entity to another without hindrance,
specifically in a portable document format sent through your account or the
e-mail address provided.
We do not charge a fee to process or respond to your
verifiable consumer request unless it is excessive, repetitive, or manifestly
unfounded. If we determine that the request warrants a fee, we will tell you
why we made that decision and provide you with a cost estimate before
completing your request.
Personal Information Sales Opt-Out and Opt-In Rights:
We do not sell your personal information. If at any time we
decide to sell your personal information, we will provide notice beforehand,
pursuant to the CCPA, and provide instructions for you to opt-out of the sale
of personal information.
Non-Discrimination:
We will not discriminate against you for exercising any of
your rights under the CCPA. Specifically, unless permitted by the CCPA, we will
not: (a) deny you goods or services; (b) charge you different prices or rates
for goods or services, including through granting discounts or other benefits,
or imposing penalties; (c) provide you a different level or quality of goods or
services; or (d) suggest that you may receive a different price or rate for
goods or services or a different level or quality of goods or services.
However, we may offer you certain financial incentives permitted by the CCPA
that can result in different prices, rates, or quality levels. Any
CCPA-permitted financial incentive we offer will reasonably relate to the value
of your personal information and contain written terms that describe the
program’s material aspects. Participation in a financial incentive program
requires you to opt-in, which may be revoked at any time.